1
Add Your Statement
Drag and drop your credit card statement PDF or image. Multi-page PDFs are handled automatically. Choose your output format — Excel, CSV, PDF, Word, JSON, or XML.
Convert Credit Card Statements to Excel
Upload credit card statement PDFs or images and extract every transaction — dates, merchants, amounts, fees, and payment details — into organized Excel spreadsheets with AI-powered OCR
ZIP
Email
0/10 daily document conversions
Start free instantly • All document types • No signup required
Privacy First: Your images are never stored - processed instantly and discarded
From Statement PDF to Categorized Charges
What You Need
- ✓A credit card statement as a PDF, scanned image, or phone photo
- ✓Statements from any issuer — Visa, Mastercard, Amex, Discover, or store cards
- ✓A modern web browser (no app download or plugin required)
Upload. Parse. Download.
2
AI Identifies Every Charge
The AI reads the full statement and pulls out each transaction with date, merchant name, and amount. It also captures fees, interest charges, balances, and payment due dates. Your file is processed in memory and never stored.
3
Get Your Transaction Report
Get a clean spreadsheet with every charge in its own row — purchases, payments, fees, and credits each in separate columns. Premium users can batch-upload up to 50 statements at once.
Visa Statement
Credit card statement
Extracted Excel data
Works With Every Card Issuer
ScanToExcel reads the document layout — not a fixed template — so it handles statements from every major card network and issuer.
Visa & Mastercard
Statements from any bank that issues Visa or Mastercard — retail banks, credit unions, and online-only issuers.
American Express
Personal, business, and corporate Amex statements including charge cards and revolving credit.
Discover & Store Cards
Discover card statements and branded store cards from major retailers with their unique layouts.
International Issuers
Credit card statements in any currency from international banks, fintech providers, and regional card networks.
Business & Corporate Cards
Company credit card statements with employee sub-accounts, project codes, and multi-currency charges.
Multi-Page PDF Statements
Long statements spanning multiple pages are processed as a single document — no need to split or crop.
Every Charge, Categorized and Sorted
Extraction
- ✓Transaction dates, merchant names, and amounts
- ✓Fees, interest charges, and payment credits
- ✓Statement balance, minimum due, and due date
- ✓Card holder, card number (last 4), and issuer
Output
- ✓Export to Excel, CSV, PDF, Word, JSON, or XML
- ✓Batch processing up to 50 statements (Premium)
- ✓Clean column layout ready for pivot tables
- ✓Free to use — no signup or credit card required
Credit Card Statement Tips
Getting more from your extracted statement data.
- 1
Compare across cards
Export statements from multiple cards, merge the sheets, and track total spending across all your credit lines.
- 2
Use clear photos
Lay printed statements flat and photograph in good lighting. Avoid shadows and keep all edges in frame.
- 3
Check fees monthly
Interest charges and fees sometimes change without notice. A monthly export makes it easy to catch increases.
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Upload full PDFs
Multi-page statements are processed as one document. No need to split pages — the AI handles continuation tables.
- 5
Keep file names organized
Name downloaded files by card and month (e.g. amex-2026-03.xlsx) so they are easy to find later.
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Share with your accountant
Export to CSV or Excel and send directly. Structured columns save time during tax prep and expense reviews.
Review Charges and Prepare Disputes
With your transactions in a spreadsheet, spotting errors and building a dispute case is straightforward.
What to look for
- ⚠Unfamiliar merchant names (some use parent company names)
- ⚠Small test charges followed by larger ones
- ⚠Duplicate charges for the same amount and date
- ⚠Recurring subscriptions you thought were canceled
- ⚠Foreign transaction fees on domestic purchases
Dispute-ready in minutes
Sort by amount to identify overcharges. Filter by date to isolate a billing cycle. Copy transaction rows directly into your dispute letter or email. Credit card issuers need the exact date, amount, and merchant name — your spreadsheet provides all three.
Export 12 months of statements and sort by merchant to run an annual subscription audit.
Choose Your Plan
All plans include all document types, input formats & export formats.
Current Plan
🆓
Free
$0
Perfect for occasional use. No account needed.
- 10 conversions per day
- Up to 3 files per batch
- Receipts, invoices, bank & credit card statements, paystubs, table images
- Scanned PDFs, text PDFs, multi-page PDFs, JPG, PNG, HEIC, WebP & more
- Export to Excel, CSV, Word, PDF, XML, JSON
- Privacy first: files & output are never stored
⭐
Free+
$0
Double your daily limit with a free account.
- 20 conversions per day
- Up to 10 files per batch
- ZIP download for batch files
- Email delivery of results
- Everything in Free
Most Popular
👑
Premium
$4.99/mo
For power users who need maximum conversions.
- Unlimited conversions
- Up to 50 files per batch
- Enhanced AI model for better accuracy
- Parallel processing — 3x faster batches
- Priority email support
- Billed monthly, cancel anytime
- Everything in Free+
Credit Card Statement Conversion FAQ
- What data does ScanToExcel extract from credit card statements?
- Every transaction with date, merchant name, and amount. The AI also captures the statement period, opening and closing balance, minimum payment due, payment due date, total withdrawals, total deposits, card holder, and card issuer. All data is structured into clean spreadsheet rows.
- Which credit card issuers are supported?
- All of them. ScanToExcel reads the document layout rather than relying on a template for a specific issuer. That means it works with Visa, Mastercard, American Express, Discover, store cards, business cards, and international issuers in any currency.
- Can I process multi-page credit card statement PDFs?
- Yes. Upload the full PDF and the AI processes all pages as one document. Transactions from every page are merged into a single output file with consistent columns. No need to split the PDF first.
- How are fees and interest charges handled?
- They appear as separate line items alongside regular transactions. Annual fees, late fees, foreign transaction fees, cash advance fees, and interest charges are each identified by the AI and placed in their own row in the spreadsheet.
- Is my credit card statement data stored or shared?
- No. Processing happens entirely in memory and files are discarded the moment your download is ready. Nothing is logged, cached, or retained. ScanToExcel is GDPR compliant and requires no account creation.
- Can I use this to find unauthorized charges?
- Absolutely. Once transactions are in Excel, sort by amount to flag unusual charges, filter by merchant to spot unfamiliar names, or compare two months side-by-side to find new recurring charges. This helps you build documentation for disputes with your card issuer.
Other Document Conversion Tools
Ready to Organize Your Credit Card Transactions?
Upload a statement and see structured transaction data in seconds. No signup, no cost — just download and start analyzing.
Convert Your First Statement →